Mortgage Advisors: your questions answered

Mortgage Advisors: your questions answered

Obtaining a mortgage is often one of the biggest financial decisions you will ever make, so it’s important to get solid advice – which is where a mortgage advisor can prove useful. What is a Mortgage Advisor? Mortgage advisors (or mortgage brokers) are financial...
Retirement mortgages: what options are available?

Retirement mortgages: what options are available?

We are getting more frequent enquiries from homeowners who have had interest only mortgage products for many years. Now that they are approaching retirement, they find they have no obvious method to repay the mortgage in full. They often approach us unsure what...
Mortgages for self employed

Mortgages for self employed

As an advice firm, we are often approached by potential new clients asking how to get a mortgage if they are self-employed. Many of these individuals have the preformed idea that their employment status makes it more difficult to obtain a mortgage as compared to...
What happens to your mortgage when you move?

What happens to your mortgage when you move?

When you have a mortgage already, but you want to move house, what happens to your mortgage? This is a common question from our customers, wondering if they can keep their mortgage when they want to sell their existing home and move to a new one. The answer is your...
Should you buy to let through a limited company?

Should you buy to let through a limited company?

As buy to let mortgage advisors, we are often asked by our customers if they should own their investment property personally, jointly with their spouse or if they should buy to let through a limited company. As is often the way with financial queries, there is no...

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